Starting from Ghana, this project will not be limited to Ghana but may extend to other places in the future.

These are the MTN mobile money service, Airtel Mobile money service, Vodafone cash service etc. Mobile payment services are provided by existing Communication networks in the country. And now most people in Ghana depend on this mobile payment services for their financial transactions. The use of mobile payments in developing countries has attracted public and private funding by organizations such as the Bill &Melinda Gates Foundation, United States Agency for International Development and Mercy Corps.

These payment networks are often used for micro-payments in Ghana. In developing countries like Ghana, mobile payment solutions have been deployed as a means of extending financial services to the community known as the 'unbanked'or 'underbanked,'which is estimated to be as much as 50% of the world's adult population, according to Financial Access' 2009 Report 'Half the World is Unbanked'. GSMA (2013) defines MM as a transformational service that uses ICT and non-bank retail channels to extend the delivery of financial services to the clients who cannot easily be reached profitably with traditional branched-based financial services. Instead of paying with cash, cheque, or credit cards, a consumer can use a mobile to pay for a wide range of services and digital or hard goods. Mobile Money (or Mobile Payment) generally refers to payment services operated under financial regulation and performed from or via a mobile device. Below is the brief explanation of mobile money and its existence in Africa. The app would incorporate the local advanced system of banking for most of the people in Ghana and other African countries known as MOBILE MONEY to achieve its goal. Not only will this help those who have decided this, but it may influence others who would like to, but think liquidity is too difficult. It will be a tool to help consumers and merchants adopt dash easily once they’ve decided to participate in the Dash ecosystem. This project addresses a basic need of Dash - adoption. DASH-EX would be one of the most advanced and robust dash exchange tech designed to embrace the idea of “Simplicity” and “Accessibility”, empowering and bringing people from all walks of life to embrace the technological revolution of Blockchain and adopting dash digital cash. This proposal would fund the development of the first local Exchange App (DASH-EX) targeting the Ghanaian economy through partnerships with TechLens Ghana ( Note: consultations are on-going with this company concerning the potential feasibility of the app.

Create advertisements to market the product to 500+ users within the first three (3) months of usage.

Organize an exclusive event with media coverage to launch DASH-EX.

Leveraging on Mobile payment systems in Ghana to enable a flow between E-cash and Dash Digital Cash.

Partnering with TechLens Ghana ( to develop an app (DASH-EX) for instant liquidity of Dash through Mobile Money E-cash system.

Create awareness and education of dash among the masses.

Find solution to the friction in dealing with ﬁat currencies.

Increase the visibility of Dash as a payment method.

Expand dash as a currency that can be used for remittance services in Africa.

Find solution to the liquidity challenge facing dash users in Ghana and beyond.

Dash app ghana